Understand the complete cost of your vehicle, then compare driving with Uber, Bolt and Wanatu through two different financial lenses.
01 Budget your vehicle02 Price a journey03 Decide: drive or ride
01
Your vehicle
Start with a useful estimate
Choose a vehicle profile, then adjust the figures you know. Open the detailed costs when you want a more personal result.
Improve the estimate with your actual costsInsurance, maintenance, tyres, depreciation and finance+
Your real vehicle cost
R 9,60 per kilometre
Fuel is only R 1,92 of that amount. The result also provides for ownership costs people often overlook.
Full economic costR 9,60per kilometre
Running cost per kmR 2,95Fuel or energy, maintenance and tyres per km
Monthly vehicle costR 14 406Economic cost—not the bank-account instalment
Annual vehicle costR 172 870At 18 000 km per year
How your vehicle cost is calculated
The running-cost result contains only costs that increase as you drive. The monthly result then adds the costs of owning and financing the vehicle.
Running costR 2,95/km
Component
Calculation
Cost/km
Fuel
8 ℓ ÷ 100 × R 24,00
R 1,92
Maintenance
R 13 000 ÷ 18 000 km
R 0,72
Tyres
R 5 500 ÷ 18 000 km
R 0,31
Running cost per kilometre
R 2,95
Complete economic costR 14 406/month
Component
Annual
Monthly
Fuel
R 34 560
R 2 880
Maintenance and repairs
R 13 000
R 1 083
Tyres
R 5 500
R 458
Insurance
R 19 800
R 1 650
Licence and tracking
R 3 210
R 268
Depreciation
R 64 600
R 5 383
Finance interest
R 32 200
R 2 683
Total economic cost
R 172 870
R 14 406
Finance principal is excluded because depreciation already represents the estimated loss in the vehicle’s value.
Where your vehicle money goes
Estimated annual economic cost
R 172 870
Fuel
R 34 560R 1,92/km
Maintenance and repairs
R 13 000R 0,72/km
Tyres
R 5 500R 0,31/km
Insurance
R 19 800R 1,10/km
Licence and tracking
R 3 210R 0,18/km
Depreciation
R 64 600R 3,59/km
Finance interest
R 32 200R 1,79/km
02
Drive or ride?
Describe a journey you make regularly
We compare the cost of using a vehicle you already own with the much bigger decision of whether vehicle ownership still makes sense.
Ride-hailing fares
Use illustrative Pretoria estimates
Modelled starting values vary by distance and time. They are not live quotes and can differ materially from the apps.
Estimates currently used
Illustrative ride-hailing estimates
10 km one way · Weekday off-peak × 1.00 · Standard vehicle estimate
Provider
Starting formula
Typical one way
One-way range
Per travel day
Per month
Uber
R29 + R8.60/km · minimum R45
R 115
R 98–R 155
R 230
R 4 600
Bolt
(R25 + R7.40/km) × 1.04 · minimum R40
R 103
R 88–R 139
R 206
R 4 118
Wanatu
R32 + R8.80/km · minimum R48
R 120
R 102–R 162
R 240
R 4 800
These are transparent model assumptions, not live market quotations. Use “Enter actual ride-hailing app quotes” before making a decision based on current fares.
Standard vehicle estimateRide fares are normally for the requested vehicle, not for each person. At 5–6 people this model applies a larger-vehicle estimate; at 7 or more it estimates multiple standard vehicles.
03
Your comparison
One journey. Two honest answers.
The right comparison depends on whether you are choosing transport for today or reconsidering vehicle ownership altogether.
This compares the lowest typical ride estimate with fuel or electricity, maintenance, tyres, parking and tolls. Existing fixed vehicle costs do not change because of today’s trip.
This compares your complete monthly vehicle cost with the entered ride pattern. It is meaningful only if this pattern represents all or nearly all the travel the vehicle would replace.
Your vehicle
Driving the entered journey
Marginal cost per travel day20 km × R 2,95/km + R 0 parking/tolls
R 59
Marginal cost per personR 59 ÷ 1 person
R 59
Monthly marginal costR 59 × 20 travel days
R 1 179
Allocated full cost for these kilometres400 km × R 9,60/km + R 0 parking/tolls
Marginal driving cost is the relevant immediate-trip comparison. The allocated full-cost bar shows the share of total ownership cost assigned to these kilometres.
Drive · marginal
R 1 179
Drive · allocated full
R 3 842
Uber
R 4 600
Bolt
R 4 118
Wanatu
R 4 800
Availability watch · Weekday off-peak
Usually the steadier price window, although suburban pickup times can vary.
Availability is not measured live. Weather, events, location, driver supply and safety preferences can change whether a ride is practical even when its estimated price is lower.
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How this estimate works
Running cost is fuel or electricity plus maintenance and tyres. Full economic cost adds insurance, licensing, tracking, depreciation, finance interest and any opportunity cost selected. Costs are divided by annual kilometres to produce rand per kilometre.
Important assumptions
Transparent · editable · illustrative
Finance treatment
Interest only
Loan principal is not a cost because the vehicle’s loss in value is already represented by depreciation.
Ride-hailing data
Not live
Pretoria starting estimates are modelled by distance and time. Replace them with current app quotes before deciding.
Party size
1 people
Standard vehicle estimate; provider capacity and availability must be confirmed in the app.
Travel pattern
400 km / month
20 travel days × 2 one-way legs.
Fuel or energy price
R 24,00
Per litre or kWh as entered. Fuel and electricity prices vary by place and date.
Promotions and surge
Excluded
Personal discounts, cancellation fees, surge pricing and route changes are not known in advance.